Mortgage Resources
Understand the situation first.
Clear, practical guides to the questions homeowners, self-employed borrowers and investors ask most — including what lenders look at, and where the rules vary.
- Home equity
How Much Equity Can I Borrow With a HELOC?
A HELOC is usually capped at a percentage of your home’s value, minus what you still owe — and then adjusted for your credit, income and the property itself. Here’s how that math works and where it stops.
Read the guide · 4 min - Home equity
HELOC vs. Cash-Out Refinance: Which Makes More Sense?
Both let you turn home equity into cash, but they work very differently. The biggest question is usually what happens to the first mortgage you already have.
Read the guide · 4 min - Self-employed
How to Qualify for a Mortgage When You’re Self-Employed
Self-employed borrowers can qualify for mortgages, but lenders look at income differently than they do for a W-2 employee. Knowing what they review — and preparing early — makes the process far smoother.
Read the guide · 3 min - Investors
What Is a DSCR Loan and How Does It Work?
A DSCR loan looks primarily at whether a rental property’s income covers its payment, rather than at your personal income. Here’s how the ratio is calculated and what it does — and doesn’t — decide.
Read the guide · 3 min - Investors
How to Refinance Out of a Hard-Money Loan
Hard-money loans are built to be short-term, so the refinance is part of the plan from day one. The investors who exit smoothly usually start well before the maturity date.
Read the guide · 4 min
These guides are general information, not personalized advice, a loan offer or a commitment to lend. Programs, terms and eligibility vary by lender, state, property and borrower.
Not sure where you fit? That’s the point.
Tell Alexandro what you’re trying to accomplish and your timing. He’ll review it personally and follow up to talk through the options that may fit.